4,81 % p.a. is the minimal comparison rate under the land and construction loans for 5 years - 09.05.2019

Bankchart.com.au has surveyed the terms of the offered land and construction loans for 5 years in the national currency. Our website's analysts have studied the loan offers from all Australian banks. Review date - 09.05.2019

As of 25 April 2019 the loans under review have been offered by 12 banks.  The average comparison rate under such loans equals 5,92 % p.a. The total number of the loan programs available for the specified loan terms is 22.

The most affordable home loan is offered by BankVic. The comparison rate under "Line of credit (Owner-occupied)" loan program constitutes 4,81 % p.a. The table below shows the best offers by each bank selected by Bankchart.com.au (in terms of costs) for the aforementioned terms.

The TOP-12 land ans construction loans loan programs for 5 years, as of 25 April 2019

#

Name

Interest Rate, %

1

4,69

interest rate, %

interest rate

4,69

one-time fees

$ 330,00

periodic fees

no

an advance from

10,00 %

2

4,49

interest rate, %

interest rate

4,49

one-time fees

$ 600,00

periodic fees

$ 10,00, monthly

an advance from

10,00 %

3

4,95

interest rate, %

interest rate

4,95

one-time fees

no

periodic fees

no

an advance from

5,00 %

4

4,92

interest rate, %

interest rate

4,92

one-time fees

$ 295,00

periodic fees

no

an advance from

0,00 %

5

4,74

interest rate, %

interest rate

4,74

one-time fees

$ 600,00

periodic fees

$ 10,00, monthly

an advance from

0,00 %

6

5,22

interest rate, %

interest rate

5,22

one-time fees

$ 600,00

periodic fees

$ 150,00, annual

an advance from

0,00 %

7

5,41

interest rate, %

interest rate

5,41

one-time fees

$ 750,00

periodic fees

$ 5,00, monthly

an advance from

20,00 %

8

5,84

interest rate, %

interest rate

5,84

one-time fees

no

periodic fees

no

an advance from

0,00 %

9

5,68

interest rate, %

interest rate

5,68

one-time fees

no

periodic fees

$ 10,00, monthly

an advance from

5,00 %

10

6,53

interest rate, %

interest rate

6,53

one-time fees

$ 350,00

periodic fees

$ 10,00, monthly

an advance from

20,00 %

11

6,37

interest rate, %

interest rate

6,37

one-time fees

$ 600,00

periodic fees

$ 150,00, annual

an advance from

0,00 %

12

7,26

interest rate, %

interest rate

7,26

one-time fees

no

periodic fees

no

an advance from

5,00 %

To view the up-to-date rating of the home loans at our website, click here.

Reference:

Comparison Rate means quoted interest rate adjusted subject to non-recurring and periodical fee, if applicable.

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