3,64 % p.a. is the minimal comparison rate under the first home loans for 30 years04.09.2018
Bankchart.com.au has surveyed the terms of the offered first home loans for 30 years in the national currency. Our website's analysts have studied the loan offers from all Australian banks. Review date - 04.09.2018
As of 15 August 2018 the loans under review have been offered by 30 banks. The average comparison rate under such loans equals 4,88 % p.a. The total number of the loan programs available for the specified loan terms is 77.
The most affordable home loan is offered by Bank of Melbourne. The comparison rate under "Basic Home Loan (Owner Occupier)" loan program constitutes 3,64 % p.a. The table below shows the best offers by each bank selected by Bankchart.com.au (in terms of costs) for the aforementioned terms.
The TOP -30 first home loans loan programs for 30 years, as of 15 August 2018
Interest rate: 3,64
One-time fees: no
Periodic fees: no
An advance from: 0,00 %
Interest rate: 3,65
One-time fees: $ 295,00
Periodic fees: no
An advance from: 0,00 %
Interest rate: 3,68
One-time fees: no
Periodic fees: no
An advance from: 11,00 %
Interest rate: 3,72
One-time fees: no
Periodic fees: no
An advance from: 20,00 %
Interest rate: 3,69
One-time fees: $ 600,00
Periodic fees: no
An advance from: 5,00 %
Interest rate: 3,74
One-time fees: no
Periodic fees: no
An advance from: 0,00 %
Interest rate: 3,79
One-time fees: $ 445,00
Periodic fees: no
An advance from: 5,00 %
Interest rate: 3,89
One-time fees: $ 330,00
Periodic fees: no
An advance from: 10,00 %
Interest rate: 3,95
One-time fees: no
Periodic fees: no
An advance from: 2,00 %
Interest rate: 3,99
One-time fees: $ 600,00
Periodic fees: no
An advance from: 0,00 %
Interest rate: 4,04
One-time fees: $ 350,00
Periodic fees: no
An advance from: 0,00 %
Interest rate: 4,29
One-time fees: no
Periodic fees: no
An advance from: 5,00 %
Interest rate: 4,35
One-time fees: no
Periodic fees: no
An advance from: 0,00 %
Interest rate: 4,42
One-time fees: no
Periodic fees: no
An advance from: 5,00 %
Interest rate: 4,44
One-time fees: $ 150,00
Periodic fees: no
An advance from: 10,00 %
Interest rate: 4,36
One-time fees: $ 399,00
Periodic fees: $ 8,00, monthly
An advance from: 10,00 %
Interest rate: 4,55
One-time fees: $ 600,00
Periodic fees: no
An advance from: 10,00 %
Interest rate: 4,59
One-time fees: $ 600,00
Periodic fees: no
An advance from: 0,00 %
Interest rate: 4,63
One-time fees: no
Periodic fees: no
An advance from: 0,00 %
Interest rate: 4,48
One-time fees: $ 150,00
Periodic fees: $ 8,00, monthly
An advance from: 10,00 %
Interest rate: 4,70
One-time fees: no
Periodic fees: no
An advance from: 0,00 %
Interest rate: 4,56
One-time fees: no
Periodic fees: $ 10,00, monthly
An advance from: 5,00 %
Interest rate: 4,72
One-time fees: $ 750,00
Periodic fees: $ 5,00, monthly
An advance from: 10,00 %
Interest rate: 4,64
One-time fees: $ 750,00
Periodic fees: $ 12,00, monthly
An advance from: 0,00 %
Interest rate: 4,99
One-time fees: no
Periodic fees: no
An advance from: 5,00 %
Interest rate: 5,10
One-time fees: $ 600,00
Periodic fees: no
An advance from: 0,00 %
Interest rate: 4,90
One-time fees: no
Periodic fees: $ 190,00, annual
An advance from: 20,00 %
Interest rate: 5,19
One-time fees: $ 600,00
Periodic fees: $ 5,00, monthly
An advance from: 0,00 %
Interest rate: 5,59
One-time fees: no
Periodic fees: no
An advance from: 5,00 %
Interest rate: 5,72
One-time fees: $ 450,00
Periodic fees: $ 10,00, monthly
An advance from: 10,00 %
To view the up-to-date rating of the home loans at our website, click here.
Reference:
Comparison Rate means quoted interest rate adjusted subject to non-recurring and periodical fee, if applicable.
Published: 04 September 2018
Author: Prostobank Consulting
Source: https://bankchart.com.au