1,99 % p.a. is the minimal comparison rate under the first home loans for 25 years28.04.2021

Bankchart.com.au has surveyed the terms of the offered first home loans for 25 years in the national currency. Our website's analysts have studied the loan offers from all Australian banks. Review date - 28.04.2021

As of 14 April 2021 the loans under review have been offered by 30 banks.   The average comparison rate under such loans equals 3,48 % p.a. The total number of the loan programs available for the specified loan terms is 67.

The most affordable home loan is offered by Pacific Mortgage Group. The comparison rate under "FIXED HOME LOAN" loan program constitutes 1,99 % p.a. The table below shows the best offers by each bank selected by Bankchart.com.au (in terms of costs) for the aforementioned terms.

The TOP-30 first home loans loan programs for 25 years, as of 14 April 2021

#

Name

Interest Rate, %

1

1,99

interest rate, %

interest rate

1,99

one-time fees

no

periodic fees

no

advance from

20,00 %

2

2,09

interest rate, %

interest rate

2,09

one-time fees

$ 600,00

periodic fees

no

advance from

5,00 %

3

2,44

interest rate, %

interest rate

2,44

one-time fees

no

periodic fees

no

advance from

20,00 %

4

2,44

interest rate, %

interest rate

2,44

one-time fees

no

periodic fees

no

advance from

40,00 %

5

2,55

interest rate, %

interest rate

2,55

one-time fees

no

periodic fees

no

advance from

5,00 %

6

2,55

interest rate, %

interest rate

2,55

one-time fees

no

periodic fees

no

advance from

2,00 %

7

2,55

interest rate, %

interest rate

2,55

one-time fees

$ 295,00

periodic fees

no

advance from

0,00 %

8

2,69

interest rate, %

interest rate

2,69

one-time fees

no

periodic fees

no

advance from

20,00 %

9

2,69

interest rate, %

interest rate

2,69

one-time fees

$ 500,00

periodic fees

no

advance from

10,00 %

10

2,74

interest rate, %

interest rate

2,74

one-time fees

no

periodic fees

no

advance from

5,00 %

11

2,49

interest rate, %

interest rate

2,49

one-time fees

$ 445,00

periodic fees

$ 11,00, monthly

advance from

20,00 %

12

2,79

interest rate, %

interest rate

2,79

one-time fees

no

periodic fees

no

advance from

0,00 %

13

2,79

interest rate, %

interest rate

2,79

one-time fees

no

periodic fees

no

advance from

5,00 %

14

2,49

interest rate, %

interest rate

2,49

one-time fees

$ 750,00

periodic fees

$ 12,00, monthly

advance from

40,00 %

15

2,69

interest rate, %

interest rate

2,69

one-time fees

$ 399,00

periodic fees

$ 8,00, monthly

advance from

10,00 %

16

2,69

interest rate, %

interest rate

2,69

one-time fees

$ 250,00

periodic fees

$ 10,00, monthly

advance from

0,00 %

17

2,84

interest rate, %

interest rate

2,84

one-time fees

$ 600,00

periodic fees

$ 10,00, monthly

advance from

10,00 %

18

3,11

interest rate, %

interest rate

3,11

one-time fees

$ 600,00

periodic fees

no

advance from

10,00 %

19

3,19

interest rate, %

interest rate

3,19

one-time fees

no

periodic fees

no

advance from

0,00 %

20

3,34

interest rate, %

interest rate

3,34

one-time fees

$ 350,00

periodic fees

no

advance from

0,00 %

21

3,45

interest rate, %

interest rate

3,45

one-time fees

$ 600,00

periodic fees

no

advance from

5,00 %

22

3,57

interest rate, %

interest rate

3,57

one-time fees

$ 600,00

periodic fees

no

advance from

0,00 %

23

3,45

interest rate, %

interest rate

3,45

one-time fees

no

periodic fees

$ 8,00, monthly

advance from

20,00 %

24

3,73

interest rate, %

interest rate

3,73

one-time fees

no

periodic fees

no

advance from

5,00 %

25

3,74

interest rate, %

interest rate

3,74

one-time fees

$ 600,00

periodic fees

no

advance from

10,00 %

26

3,36

interest rate, %

interest rate

3,36

one-time fees

no

periodic fees

$ 248,00, annual

advance from

30,00 %

27

3,93

interest rate, %

interest rate

3,93

one-time fees

$ 600,00

periodic fees

no

advance from

0,00 %

28

3,99

interest rate, %

interest rate

3,99

one-time fees

no

periodic fees

$ 10,00, monthly

advance from

10,00 %

29

4,51

interest rate, %

interest rate

4,51

one-time fees

$ 750,00

periodic fees

$ 5,00, monthly

advance from

10,00 %

30

4,49

interest rate, %

interest rate

4,49

one-time fees

$ 600,00

periodic fees

$ 8,00, monthly

advance from

0,00 %

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