10,80 % p.a. is the minimal comparison rate under the VIP cards25.09.2020

Bankchart.com.au has surveyed the terms of the offered VIP cards in the national currency. Our website's analysts have studied the loan offers from all Australian banks. Review date - 25.09.2020

As of 10 September 2020 the loans under review have been offered by 27 banks.  The average comparison rate under such loans equals 22,74 % p.a. The total number of the loan programs available for the specified loan terms is 75.

The most affordable credit card is offered by Heritage Bank. The comparison rate under "Gold Low Rate" loan program constitutes 10,80 % p.a. The table below shows the best offers by each bank selected by Bankchart.com.au (in terms of costs) for the aforementioned terms.

The TOP-27 vip cards, as of 10 September 2020

#

Name

Interest Purchase Rate, %

1

10,80

interest purchase rate, %

interest rate (purchases)

10,80 %

annual fee

$ 0,00

a class of the card

Visa Gold

2

9,59

interest purchase rate, %

interest rate (purchases)

9,59 %

annual fee

$ 99,00

grace period

55

a class of the card

Visa Platinum

3

11,99

interest purchase rate, %

interest rate (purchases)

11,99 %

annual fee

$ 89,00

grace period

55

a class of the card

Visa Platinum

4

12,99

interest purchase rate, %

interest rate (purchases)

12,99 %

annual fee

$ 99,00

grace period

55

a class of the card

MasterCard Platinum

5

12,99

interest purchase rate, %

interest rate (purchases)

12,99 %

annual fee

$ 99,00

grace period

55

a class of the card

Visa Platinum

6

12,99

interest purchase rate, %

interest rate (purchases)

12,99 %

annual fee

$ 99,00

grace period

55

a class of the card

Visa Platinum

7

12,99

interest purchase rate, %

interest rate (purchases)

12,99 %

annual fee

$ 99,00

grace period

55

a class of the card

Visa Platinum

8

13,24

interest purchase rate, %

interest rate (purchases)

13,24 %

annual fee

$ 89,00

grace period

55

a class of the card

MasterCard PayPass

9

14,95

interest purchase rate, %

interest rate (purchases)

14,95 %

annual fee

$ 30,00

grace period

55

a class of the card

Visa Card

10

14,99

interest purchase rate, %

interest rate (purchases)

14,99 %

annual fee

$ 99,00

grace period

55

a class of the card

Visa Platinum

11

16,95

interest purchase rate, %

interest rate (purchases)

16,95 %

annual fee

$ 50,00

grace period

55

a class of the card

Visa Gold

12

16,99

interest purchase rate, %

interest rate (purchases)

16,99 %

annual fee

$ 149,00

a class of the card

Visa Platinum

13

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 0,00

grace period

55

a class of the card

World MasterCard

14

18,74

interest purchase rate, %

interest rate (purchases)

18,74 %

annual fee

$ 89,50

grace period

50

a class of the card

Visa Platinum

15

18,49

interest purchase rate, %

interest rate (purchases)

18,49 %

annual fee

$ 129,00

grace period

55

a class of the card

Visa Platinum, MasterCard Platinum

16

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 49,00

grace period

55

a class of the card

Visa Platinum

17

19,74

interest purchase rate, %

interest rate (purchases)

19,74 %

annual fee

$ 90,00

grace period

44

a class of the card

Visa Platinum

18

18,24

interest purchase rate, %

interest rate (purchases)

18,24 %

annual fee

$ 189,00

grace period

55

a class of the card

Visa Platinum

19

20,09

interest purchase rate, %

interest rate (purchases)

20,09 %

annual fee

$ 90,00

grace period

55

a class of the card

MasterCard Platinum

20

20,24

interest purchase rate, %

interest rate (purchases)

20,24 %

annual fee

$ 87,00

grace period

55

a class of the card

MasterCard Platinum

21

20,74

interest purchase rate, %

interest rate (purchases)

20,74 %

annual fee

$ 60,00

grace period

44

a class of the card

Visa Gold

22

21,99

interest purchase rate, %

interest rate (purchases)

21,99 %

annual fee

$ 0,00

grace period

55

a class of the card

MasterCard Platinum

23

20,70

interest purchase rate, %

interest rate (purchases)

20,70 %

annual fee

$ 99,00

grace period

55

a class of the card

Visa Platinum

24

20,50

interest purchase rate, %

interest rate (purchases)

20,50 %

annual fee

$ 120,00

grace period

55

a class of the card

Visa Gold

25

19,99

interest purchase rate, %

interest rate (purchases)

19,99 %

annual fee

$ 169,00

grace period

55

a class of the card

MasterCard Platinum

26

20,74

interest purchase rate, %

interest rate (purchases)

20,74 %

annual fee

$ 129,00

grace period

44

a class of the card

Visa Platinum

27

20,74

interest purchase rate, %

interest rate (purchases)

20,74 %

annual fee

$ 195,00

grace period

55

a class of the card

American Express Platinum Card

To view the up-to-date rating of the credit cards at our website, click here.

Reference:

Comparison Rate means quoted interest rate adjusted subject to non-recurring and periodical fee, if applicable.

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