Unsecured Personal Loan - Westpac Bank2262

Tariff information is current on 31 July 2017

IMPORTANT! This is archived data! Links to current data can be found at the end of this information!

Monthly Repayment
Total Overpayment
  • Type of the loan

    Renovation loans, Holiday loans, Unsecured personal loans, Secured personal loans

  • Minimum term

    1 year

  • Maximum term

    7 years

  • Collateral

    • unsecured
  • Interest rate

    12,99

  • Type of the interest rate

    fixed

  • One-time fees

    250,00

  • Type of the one-time fees

    sum

  • Periodic fees

    10,00

  • Type of the periodic fees

    sum

  • Periodicity of the fee

    monthly

  • Early exit fee

    175,00

  • Comments to the fee

    Applies if you choose a term greater than 2 years, and pay it out in less than 2 years. This fee is waived if you pay out your personal loan by re-financing to another Westpac personal loan

  • Redraw facility

    Yes

  • Missed payment fee

    9,00

  • Insurance

    Depending on individual circumstances, insurance can cover personal loan repayments until you recover and get back to work. It also helps cover Flexi Loan repayments in the event of your death.

  • Repayment periodicities

    • weekly
    • fortnightly
    • monthly
  • Maximum sum

    50 000,00

  • Requirements to clients

    You need to be a permanent resident of Australia, and aged 18 years or over, with a regular permanent income

  • Data updated

    31 July 2017

Personal Loans