Altitude Black Rewards in Westpac Bank

Find out rate, fees and features of Altitude Black Rewards in Westpac Bank

Monthly Repayment
Total Overpayment
  • Class of the card

    Visa Black, American Express Black Card

  • Type of the card

    Rewards credit cards, VIP cards, Balance transfer cards

  • Card term

    2 years

  • An annual fee

    $ 395,00

  • Comments to the annual fee

    $250 annual fee in the first year for existing Westpac customers who apply via and click on the Westpac customers 'Apply now’ button. New cards only.

  • Interest rate (purchases)

    20,24 %

  • Special interest rate (purchases)

    0,00 %

  • Comments to the special rate (purchases)

    0% p.a. for 3 months from card approval

  • Interest rate (sales)

    21,24 %

  • A minimum credit limit

    $ 500,00

  • A grace period


  • Withdrawal fees in branches of the bank


  • Withdrawal fees in ATMs of the bank


  • A minimum withdrawals fee


  • A maximum withdrawals fee


  • A missed payment charge


  • An over-limit fee


  • A foreign transaction fee


  • Paywave


  • Comments to paywave

    Pay for everyday purchases under $100 with the ease and convenience of contactless technology

  • A free additional card


  • Comments to the additional card

    Add one additional cardholder (16 years or older) at no extra cost

  • Bonus points

    Points earned per $1 spent on eligible purchases If you choose Altitude Rewards: 2 Altitude Points - Altitude Platinum American Express® Card 1 Altitude Point - Altitude Platinum Visa Card For each statement cycle a points cap of 7,500 Altitude Points applies when using either or both cards. Bonus points do not count towards the points cap.

  • Bonus reward

    Redeeming Altitude Points: You can redeem your Altitude Points (minimum 3,000) for a wide range of rewards , including: Technology, including products from Apple, Sony and Bose Homewares, including products by Dyson, Kitchenaid and Tefal Gift cards and retail vouchers, from stores including Westfield, David Jones, Harvey Norman and Bunnings Warehouse. You can also use your Altitude Points to redeem frequent flyer points from 5 different frequent flyer programs: Virgin Australia's Velocity Malaysia Airline's Enrich Air New Zealand Airpoints Singapore Airlines KrisFlyer Cathay Pacific AsiaMiles.

  • Insurance cover

    Overseas travel insurance For overseas trips up to 3 months, cover includes: Specified medical expenses incurred overseas Up to $15,000 per person cover for loss or damage to personal property Up to $550 per person for loss or damage to travel documents Limit of $2.5 million of personal liability cover Up to $5,000 rental vehicle excess cover as specified in the policy for loss or damage to rental vehicle.

  • A minimum income to apply

    Recommended income to apply $30,000

  • Remote magement

    • internet banking
    • phone banking
    • card
    • EFTPOS
    • mobile internet banking

  • A type of clients


  • Data updated

    13 July 2018

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