Altitude Black Qantas in Westpac Bank

Find out rate, fees and features of Altitude Black Qantas in Westpac Bank

Monthly Repayment
Total Overpayment
  • Class of the card

    Visa Black, American Express Black Card

  • Type of the card

    Rewards credit cards, Flight and travel credit cards, VIP cards, Balance transfer cards

  • Card term

    2 years

  • An annual fee

    $ 395,00

  • Comments to the annual fee

    $250 annual fee in the first year for existing Westpac customers who apply via and click on the Westpac customers 'Apply now’ button. New cards only.

  • Interest rate (purchases)

    20,24 %

  • Special interest rate (purchases)

    0,00 %

  • Comments to the special rate (purchases)

    0% p.a. for 3 months from card approval

  • Interest rate (sales)

    21,24 %

  • A minimum credit limit

    $ 500,00

  • A grace period


  • Withdrawal fees in branches of the bank


  • Withdrawal fees in ATMs of the bank


  • A minimum withdrawals fee


  • A maximum withdrawals fee


  • A missed payment charge


  • An over-limit fee


  • A foreign transaction fee


  • Paywave


  • Comments to paywave

    Pay for everyday purchases under $100 with the ease and convenience of contactless technology

  • A free additional card


  • Comments to the additional card

    Add one additional cardholder (16 years or older) at no extra cost

  • Bonus points

    Points earned per $1 spent on eligible purchases

  • Bonus reward

    Redeeming Qantas Points: Redeem Qantas Points for flights or upgrades. Qantas and Jetstar Any Seat Awards are available on any flight with a QF or JQ flight number. The Points required will be quoted when you book. Special promotional fares may not apply. Award flights must be booked at least 24 hours before scheduled departure (and other advance booking requirements may apply). See (Opens in new window) for details.

  • Insurance cover

    Overseas travel insurance For overseas trips up to 3 months, cover includes: Specified medical expenses incurred overseas Up to $15,000 per person cover for loss or damage to personal property Up to $550 per person for loss or damage to travel documents Limit of $2.5 million of personal liability cover Up to $5,000 rental vehicle excess cover as specified in the policy for loss or damage to rental vehicle.

  • A minimum income to apply

    Recommended income to apply $30,000

  • Remote magement

    • internet banking
    • phone banking
    • card
    • EFTPOS
    • mobile internet banking

  • A type of clients


  • Data updated

    13 July 2018

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