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Class of the card
Visa Black, American Express Black Card
Type of the card
VIP cards, Everyday day rewards credit cards
Card term
2 years
Annual fee
$ 395,00
Comments to the annual fee
$0 annual fee in the first year for existing Westpac customers who apply via westpac.com.au and click on the Westpac customers 'Apply now’ button. New cards only.
Interest rate (purchases)
20,24 %
Special interest rate (purchases)
0,00 %
Comments to the special rate (purchases)
0% p.a. for 3 months from card approval
Interest rate (cash advances)
21,24 %
Minimum credit limit
$ 500,00
Grace period
45,00
Withdrawal fees in branches of the bank
2,00
Withdrawal fees in ATMs of the bank
2,00
Minimum withdrawals fee
2,50
Maximum withdrawals fee
150,00
Missed payment charge
9,00
Over-limit fee
9,00
Foreign transaction fee
3,00
Paywave
Yes
Comments to paywave
Pay for everyday purchases under $100 with the ease and convenience of contactless technology
A free additional card
Yes
Comments to the additional card
Add one additional cardholder (16 years or older) at no extra cost
Bonus points
Points earned per $1 spent on eligible purchases
Bonus reward
Redeeming Qantas Points: Redeem Qantas Points for flights or upgrades. Qantas and Jetstar Any Seat Awards are available on any flight with a QF or JQ flight number. The Points required will be quoted when you book. Special promotional fares may not apply. Award flights must be booked at least 24 hours before scheduled departure (and other advance booking requirements may apply). See qantas.com/frequentflyer (Opens in new window) for details.
Insurance cover
Overseas travel insurance For overseas trips up to 3 months, cover includes: Specified medical expenses incurred overseas Up to $15,000 per person cover for loss or damage to personal property Up to $550 per person for loss or damage to travel documents Limit of $2.5 million of personal liability cover Up to $5,000 rental vehicle excess cover as specified in the policy for loss or damage to rental vehicle.
Minimum income to apply
Recommended income to apply $30,000
Remote magement
- internet banking
- phone banking
- card
- EFTPOS
- mobile internet banking
Type of clients
general
Data updated
27 October 2017