Altitude Black Rewards

Find out how to get Altitude Black Rewards in Westpac Bank

A bank:Westpac Bank

A class of the card: Visa Black, American Express Black Card

A type of the card: Rewards credit cards, Balance transfer credit cards (VIP)

A card term: 2 years

Data updated: 31 July 2017

Information

  • 395,00 An annual fee
  • $0 annual fee in the first year for existing Westpac customers who apply via westpac.com.au and click on the Westpac customers 'Apply now’ button. New cards only.Comments to the annual fee
  • 20,24 Interest rate (purchases)
  • 0,00 Special interest rate (purchases)
  • 0% p.a. for 3 months from card approvalComments to the special rate (purchases)
  • 21,24 Interest rate (sales)
  • 500,00 A minimum credit limit
  • 45,00 A grace period
  • 2,00 Withdrawal fees in branches of the bank
  • 2,00 Withdrawal fees in ATMs of the bank
  • 2,50 A minimum withdrawals fee
  • 150,00 A maximum withdrawals fee
  • 9,00 A missed payment charge
  • 9,00 An over-limit fee
  • 3,00 A foreign transaction fee
  • YesPaywave
  • Pay for everyday purchases under $100 with the ease and convenience of contactless technologyComments to paywave
  • YesA free additional card
  • Add one additional cardholder (16 years or older) at no extra costComments to the additional card
  • Points earned per $1 spent on eligible purchases If you choose Altitude Rewards: 2 Altitude Points - Altitude Platinum American Express® Card 1 Altitude Point - Altitude Platinum Visa Card For each statement cycle a points cap of 7,500 Altitude Points applies when using either or both cards. Bonus points do not count towards the points cap.Bonus points
  • Redeeming Altitude Points: You can redeem your Altitude Points (minimum 3,000) for a wide range of rewards , including: Technology, including products from Apple, Sony and Bose Homewares, including products by Dyson, Kitchenaid and Tefal Gift cards and retail vouchers, from stores including Westfield, David Jones, Harvey Norman and Bunnings Warehouse. You can also use your Altitude Points to redeem frequent flyer points from 5 different frequent flyer programs: Virgin Australia's Velocity Malaysia Airline's Enrich Air New Zealand Airpoints Singapore Airlines KrisFlyer Cathay Pacific AsiaMiles.Bonus reward
  • Overseas travel insurance For overseas trips up to 3 months, cover includes: Specified medical expenses incurred overseas Up to $15,000 per person cover for loss or damage to personal property Up to $550 per person for loss or damage to travel documents Limit of $2.5 million of personal liability cover Up to $5,000 rental vehicle excess cover as specified in the policy for loss or damage to rental vehicle.Insurance cover
  • Recommended income to apply $30,000A minimum income to apply
    • internet banking
    • phone banking
    • card
    • EFTPOS
    • mobile internet banking
    Remote magement
  • generalA type of clients

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