Bankwest in Australia
Bankwest information: site, contacts
HEADQUARTERS LOCATION:
Bankwest Place, 300 Murray St, Perth
MAIN OFFICE CONTACTS:
Hotline:
13 17 19
Phone:
+61 8 9449 2840
BANK DETAILS:
BSB Number:
306-000
SWIFT / BIC:
BKWAAU6P
REGULATION & INFO:
ABN:48 123 123 124
AFSL:234945
Status:ASIC Regulated
Bank Group:Australian-owned Banks
More about Bankwest:
Overview of Bankwest
About Bankwest
Bankwest, headquartered in Perth, is a leading Australian bank and a subsidiary of the Commonwealth Bank. Known for its customer-centric approach and "Happy Banking" philosophy, Bankwest offers a full suite of products including award-winning digital banking, home loans, and business services. Their state-of-the-art "Bankwest Place" headquarters on Murray Street is one of Perth's most sustainable commercial buildings.
Main areas of activity:
- Digital Innovation: Market-leading mobile app and online banking platforms.
- Home Loans: Simplified and flexible mortgage options for all Australians.
- Business Banking: Specialized expertise in the WA mining and resource sectors.
How to reach the head office:
On foot: Located at 300 Murray St in the Perth CBD. It is a 3-minute walk from Perth Underground Station.
By car: Entry via Murray St. Secure parking is available at the CPP His Majesty's Car Park across the street.
Bank's Services and Products
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Personal Banking
Personal credit cards
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Ongoing purchase rate and balance transfer rate are 18.99% p.a.Cash advance rate is set at 21.99% p.a.Requires a minimum credit limit of $1,000Introductory promotional offer: 0% p.a. for 6 months on both purchases and balance transfers for new customers (balance transfers incur a 3% fee)Offers up to 55 days interestfree on purchases when paying the full balance monthlyDoes not include rewards points, lounge access, or complimentary insurance coverages
Personal savings accounts
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Maximum interest rate of 5.10% p.a. combines a standard variable base rate of 0.65% p.a. and a variable bonus rate of 4.45% p.a.To earn the bonus rate, the account balance at the close of business hours on the last business day of the month must be higher than it was on the first business day of the month (excluding interest payments)The total variable Hero rate of 5.10% p.a. only applies to the portion of the balance up to $250,000.99For the portion of the balance over $250,000.99 and up to $5,000,000.99, only the standard variable rate of 0.65% p.a. appliesInterest is calculated daily and paid using a tiered partbalance methodAccount defaults to digital eStatements via online banking and the app, though customers can manually opt into paper statements
Personal transaction accounts
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Comes with a linked Platinum Debit Mastercard supporting digital wallets and contactless paymentsFeatures advanced digital security options including the creation of singleuse or multiuse virtual cardsProvides subscription tracking, deep transaction searching, and immediate mobile notification alertsEnables biometric login security alongside instantaneous inapp card locking and unlocking capabilitiesCan be linked directly to an Easy Saver account to help optimize and build interest on surplus cashDoes not pay credit interest on the transaction balance itself
Loans & Mortgages
Personal Home Loans
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Locks in a fixed interest rate for a strict 12month timeline: 6.49% p.a. for an LVR up to 80% or 6.89% p.a. for an LVR between 80.01% and 90%Comparison rates reflect a steep shift back to standard variable rates at maturity (e.g., 7.32% p.a. to 8.78% p.a. depending on standalone or packaged setup)Protects the borrower from any upward interest rate movements over the 1year durationPrepayment capacity is heavily restricted; exceeding the minor annual allowance triggers break costsCan be executed as a standalone loan or as part of a split loan strategy alongside a variable account
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