BusinessChoice Everyday Visa in Westpac Bank

Find out how to apply BusinessChoice Everyday Visa in Westpac Bank for business purposes as Low rate credit cards


Monthly Repayment
Total Overpayment
  • Class of the card

    Visa Card

  • Type of the card

    Low rate credit cards

  • Credit limit

    from 20 000,00 to 100 000,00

  • Grace period

    45 days

Rates
  • Purchase rate, variable

    14,25 %

  • Cash rate, variable

    19,96 %

Fees
  • One-time fees

    $ 0,00

  • Periodic fees

    $ 75,00, annual (spend $15,000 or more on a specific card in a year for the annual card fee to be waived on that card in the subsequent year)

  • Foreign transaction fees, %

    3,00

  • Credit withdrawals in bank's branches

    2,50

  • Credit withdrawals in ATMs of the bank

    2,50

  • Credit withdrawal fees in ATMs of other banks

    2,50

  • Missed payment charge

    $ 9,00

  • Over-limit fees

    $ 9,00

Additional features
  • Paywave

    Yes

  • Comments to paywave

    For a fast and convenient payment option for purchases under $100 - simply hold your contactless card against the terminal wherever you see the contactless symbol or your card logo - no need to enter a PIN or sign (where available).

  • Free additional cards

    Yes

  • Remote magement

    internet banking, phone banking, card, EFTPOS, mobile internet banking

  • Insurance

    Complimentary insurance covers include: Accountholder's unauthorised transaction insurance. Liability for unauthorised cardholder transactions limited to $20,000 per cardholder and $150,000 per account holder in a 12 month period Cardholder's transit Accident insurance protects against specific accidental death or injury when sustained riding as a passenger in a plane, bus, train or ferry Flight inconvenience insurance. When card is used to pay for a flight, cardholder is entitled to be reimbursed for certain costs for meals, refreshments, clothing, shoes and toiletries purchased as a result of flight delays or missed connections.

  • Data updated

    26 October 2018

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