Altitude Business Gold

Find out how to get or apply Altitude Business Gold in Westpac Bank

A bank:Westpac Bank

A class of the card: Visa Gold

A type of the card: Balance transfer credit cards (VIP)

Data updated: 19 March 2018


  • 0,00 One-time fees
  • 150,00 Periodic fees
  • annualPeriodicity of the fees
  • $0 annual fee for the first year when you apply online by 30 September 2015Comments to the fees periodicity
  • 1 000,00 A minimum credit limit
  • 50 000,00 A maximum credit limit
  • 45Grace period
  • 20,24 Interest rate (purchases)
  • variableA type of the interest rate (purchases)
  • 0,00 Special interest rates (purchases)
  • for the first 12 months from card approval when you apply by 17 January 2016.Comments to special interest rates (purchases)
  • 20,74 Interest rate (cash)
  • variableA type of the interest rate (cash)
  • 3,00 Foreign transaction fees, %
  • 2,50 Credit withdrawals in bank's branches
  • 2,50 Credit withdrawals in ATMs of the bank
  • 2,50 Credit withdrawal fees in ATMs of other banks
  • 9,00 Missed payment charge
  • 9,00 Over-limit fees
  • YesPaywave
  • For a fast and convenient payment option for purchases under $100 - simply hold your contactless card against the terminal wherever you see the contactless symbol or your card logo - no need to enter a PIN or sign (where available).Comments to paywave
  • YesFree additional cards
  • With Altitude Business Gold, you receive two cards - an Altitude Business Gold Visa and an Altitude Business Gold American Express®Comments to additional cards
  • Earn Altitude Points With Altitude Business Gold Credit Cards, earn Altitude Points per $1 spent on eligible transactions you can redeem a great range of rewards, for you or your business. 2 Altitude Points with Altitude Business Gold American Express card 1 Altitude Point with Altitude Business Gold Visa card Up to 3 Altitude Points at participating Bonus Partner store. See for details For each statement cycle, a cap of 20,000 points applies when using either or both cards. Bonus points do not count towards the points cap.Bonus points
  • Redeem your Altitude Points (minimum 3,000) for a wide range of rewards including: Business rewards including office furniture and office technology Travel Flights Merchandise Redeem points for dollars into superannuation with BT Super for Life Gift vouchers.Bonus reward
  • internet banking, phone banking, card, EFTPOS, mobile internet bankingRemote magement

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